What is a credit union?
Credit unions are not-for-profit financial cooperatives that are owned and operated by their members. Every member of a credit union has an equal voice in how the credit union is run. Unlike large corporate banks, a credit union’s Board of Directors is comprised of volunteer members who are not compensated for their time or efforts. After paying all operating costs, credit union profits are returned directly to the members in the form of higher dividends, competitive loan rates and lower fees.
How am I eligible for membership?
Because of our relationship with your employer, you are eligible for membership with Columbine Federal Credit Union. Once you become a member, anyone related to you by blood, marriage, or adoption is then eligible to join Columbine.
Are my deposits federally insured?
Yes. Member deposits are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). Not one penny of insured savings has ever been lost by a member of a federally insured credit union.
Where can I transact on my account?
You may transact on your account at any Columbine Federal Credit Union branch location. Columbine provides teller services at CU Service Center Outlets (in the metro-Denver area and across the United States). CU Service Center Outlets provide direct access to your account, as well as the ability to perform many basic transactions, when access to a Columbine branch is not convenient. To find a CU Service Center close to you click on the “CU Service Centers” button.
Can I get a debit card?
Yes. You can sign up for Columbine’s no annual fee Visa® Debit Card when you open a Columbine checking account. A Visa® Debit Card allows you to access funds directly from your checking account without having to write a check. Additionally, our debit card gives you the ability to access your money via thousands of CO-OP Network ATMs.
Do you offer loans and credit cards?
Yes. Whether you would like to finance a new or used vehicle, apply for a first and/or second mortgage or have personal financing needs, Columbine can help. Columbine offers a full line of loan products to fit your individual needs. Columbine also offers two Visa® Credit Cards that give our members both convenience and peace of mind.