APR=Annual Percentage Rate. Rates subject to change.

Type Term APR
Shared Secured Loan Up to 60 Months 3.05%
Shared Secured Loan 61 to 72 Months 3.60%
Shared Secured Loan 73 to 84 Months 4.10%
Certificate Shared Secured Loan Equal to term of Certificate Certificate Rate + 3.00%
Personal Loan Up to 60 Months As low as 10.95%
Overdraft Open 15.90%


Annual Percentage Yield on Regular Share Savings Account and Share Certificate are accurate as of publication date. APY on Regular Share Savings is subject to change without notice and may change your APR. Share Secured Loan secured by Regular Share Savings account. Loans can be secured up to 95% of share account or certificate balance. *Annual Percentage Rate is accurate as of publication date and is subject to change. All loans require application and approved credit. The APR and terms for which the member qualifies will be provided upon approval of completed loan application. For a $5,000 personal loan for a term of 24 months with a 10.95% APR, the monthly payment will be $232.92.

Rates effective 12/1/2017