Savings Accounts

Now more than ever, it is important to build a savings account. Count on Columbine to have a variety of accounts to meet your savings needs and to provide you with free online banking. Your money is safe with us. All accounts are insured up to $250,000 by the National Credit Union Administration (NCUA).

Share Savings Account
  • Establishes your membership and ownership in Columbine; gives you access to other products and services at Columbine
  • $25 minimum balance
  • Earn quarterly dividends on balances of $50 or greater
  • Quarterly statements
  • Free ATM card with no annual fee
  • Make transfers from your account up to six times a month
  • Direct deposit available.
  • Can be pledged to secure a loan.

Holiday Club
  • Save money throughout the year to make holiday purchases
  • Balance in account will automatically be transferred to your basic savings or checking account on November 1st
  • Automatic deposit available
  • Earn monthly dividends based on average daily balance

    For a higher interest rate, ask about our short-term Share Certificates.

Money Market Accounts
  • Competitive interest rate
  • Monthly dividends based on average daily balance
  • $2,500 minimum balance to open
  • Make up to six withdrawals per month
  • Automatic deposits available

Share Certificates
  • Earn monthly dividends based on deposit amount and term
  • Minimum balance of $1000 to open
  • Terms from six months to five years
  • Transfer or automatic renewal at maturity
  • Can be pledged to secure a loan
  • Jumbo certificates over $50,000 also available with quarterly dividends
  • Early withdrawal penalties may apply

Individual Retirement Accounts
  • Traditional or Roth IRAs available; Educational IRAs also available
  • IRA Share Accounts or IRA Certificates of Deposit available
  • IRA Share Account can be opened with a minimum of $100.00
  • IRA Certificates of Deposit can be opened with a minimum of $1000
  • Quarterly dividends based on average daily balance
  • Consult tax advisor about possible tax benefits
  • Penalties may apply for disbursements made prior to retirement age
Checking Accounts

If you want easy access to your funds, Columbine has the checking account for you. And, you have the safety and security of knowing all of your accounts are insured up to $250,000 by the National Credit Union Administration (NCUA).

Basic Member Checking
  • Unlimited check writing
  • Free online banking
  • Free Visa ATM/debit card with surcharge-free access to over 28,000 CO-OP ATMs nationwide
  • Touch Tone Teller with 24-hour telephone account access
  • No monthly service fee with a minimum balance of $100; $5 monthly fee if account balance falls below $100
  • Access to your funds at over 6,700 Credit Union Service Center locations nationwide.

    All-Member Checking
  • Must have direct deposit to the checking account and qualify for debit card
  • Free online banking
  • Unlimited check writing
  • Free Visa ATM/debit card with surcharge-free access to over 28,000 CO-OP ATMs nationwide
  • Touch Tone Teller with 24-hour telephone account access
  • $50 minimum to open
  • No minimum balance requirements to maintain
  • No monthly service fee
  • Overdraft protection with approval
  • Access to your accounts at over 6,700 Credit Union Service Center locations nationwide

    Senior Checking
  • Must be 55 years or older
  • Choose Basic or All Member Checking
  • Free checks

    Student Checking
  • Must be 18 to 25 years old
  • No minimum balance
  • No monthly fees
  • ATM/debit card
  • Overdraft protection with approval

    Business Checking
  • Available to members who own a sole proprietorship or business partnership
  • Free online banking
  • Low monthly fee
  • Access to your account at over 6,700 Credit Union Service Centers nationwide
  • Free Visa ATM/debit card with surcharge-free access to over 28,000 CO-OP ATMs nationwide
  • Ask us for more details

Columbine Federal Credit Union will not contact you by unsolicited text messaging or automated phone calls. If you receive a message that indicates it is from us, it is most likely a scam.

Please call us at 720-283-2346 if you suspect fraudulent activity or have any questions.
Federally insured by NCUA