How It Works
The ChangeUp Program allows members to round up every Columbine Federal Credit Union debit card transaction to the nearest dollar, and have the difference put into a savings account of your choice. With every swipe of your debit cards you'll be saving money. Now you can start saving toward your child's education, a new addition to the home or that vacation you've been putting off. That's not even the best part. The ChangeUp Program is free to all our members.

What Could You Be Saving Toward?
A dream vacation
College education
Money to renovate your home
Season tickets to your favorite team

Two Easy Ways To Sign Up
1. Come into a Columbine branch, and ask to be enrolled.
2. Fill out the form below!

Start saving today. It's as easy as swiping your debit card!
• No need to change your spending or savings habits.
• 100% FREE service for members.
• Simply use your debit card and start saving.

Change up the way you save. Enroll today!
We just need to ask you a few questions.

What is your name?
What is your phone number? (Example: 3031234567)
What is your email address?
What are the last 4 digits of your Columbine account number?
What are the last 4 digits of your Columbine Visa® Debit Card?
Are you Primary or Joint on the receiving account?
(This is the account the "rounded-up" amount will be deposited into.)
Primary Joint
What are the last 4 digits of the receiving account number?
(If it is your primary account, you can leave this blank.)
Please describe the receiving account type.
(i.e. Savings, Money Market, Holiday Club, etc.)
We recommend signing up for E-Statements when using ChangeUp.
(The extra transactions will result in many more pages on paper statements! If you are already signed up for E-Statements, no changes will be made.)
Sign up for E-Statements Continue receiving paper statements
Requirements to participate:
When you enroll in Columbine’s ChangeUp program, Visa® Debit card purchases made on your checking account will be rounded to the next whole dollar. The difference will be transferred to your specified deposit account.

Purchases will appear as usual, for the exact amount of the transaction. Each day a purchase posts to your account, your round-ups will be totaled and debited from your account as one transaction at the end of the business day. You can keep track of this ChangeUp transaction as a separate transaction in your checkbook, or write down the “rounded-up” transaction amount as one entry. Keeping track will help you keep your checkbook balanced, and avoid overdrawing your accounts.

If there is not sufficient funds available in the checking account, or if any transaction has overdrawn the checking account, the ChangeUp transaction will not take place. If your debit card transaction is cancelled or reversed, such as a returned item, the original amount rounded-up will remain in your savings account. Columbine reserves the right to cancel or modify the ChangeUp program at any time. Fees and charges may be assessed against your account if overdrawn. Columbine is not responsible for the round-up transfer on a day, following or subsequent days that causes an insufficient fund. Please see fee schedule for list of current fees.
Click to Agree to Requirements:
I Agree I Disagree

In the event of a discrepancy, a Columbine Representative will contact you to fix any suspected errors before enrolling you into the ChangeUp program.

Columbine Federal Credit Union will not contact you by unsolicited text messaging or automated phone calls. If you receive a message that indicates it is from us, it is most likely a scam.

Please call us at 720-283-2346 if you suspect fraudulent activity or have any questions.
Federally insured by NCUA